Bulgaria is one of the most exciting countries in the Balkan area as well as one of the oldest countries in Europe. It can boast of diverse nature that thrives […]
The first iteration of the finance movement in blockchain was largely about banking the unbanked hat is, innovators in the space was trying to offer banking-like products such as savings accour and other low yielding but relatively safe types of investments to users who may not have access to ditional banking services. Investors would typically be putting their digital assets under a platform'scustody to generate passive interest income within the 2-7% range These platforms typically lend your assets out to others, such as to financial institutions who may use these funds for trading With these platforms, custody lies with the platform which means that an investor is required to send thei digital assets to the platform; the investor would lose ownership of his or her assets. In this regard, these platforms are"centralized"or as most people would call "CeFi"(Centralized Finance). Champions in the CeFi space are Block FL, Binance, Coinbase and other crypto exchanges who allets (that are in their custody) to de theoretically own your assets through providing you digita your digital assets. This issue of custody is a double-edged sword. On one hand, these CeFi platform are typically insured to give their users assurance that their funds are in safe custody, but on the other hand, they are more prone to hacks of which users' private information and digital assets can be compromised DeFi has gained a lot of traction primarily from being on the opposing end of CeFi where users maintain full ownership of their own assets. You may have heard the popular phrase "not your keys, not your coin from diehard DeFi fans who generally are untrusting of centralized services. In DeFi protocols, users do not have to trust entities or humans; they only need to interact with a protocol's interface to carry out their financial activities such as trading, lending or swapping Essentially, they are choosing to trust codes instead of people. This is made possible primarily through smart contract blockchains, like Ethereum For context, smart contracts are contracts with the te of the agreement written directly into lines of codes and are self-executed. These codes are store and distributed on the blockchal where no central authority has control over These contracts. By being on the blockchain, are easily traceable, transparent and irreversible The advent of smart contracts had allowed the novel concept of Decentralized Autonomous Organizations(DAOs)to thrive. DAOs, as its name implies, is a communal organization whose decisions are made digitally by codes that are passed through votes of its members. In short, DAO is an organization that can operate withoutexecutive members or hierarchy. In traditional top-down organizations, there exists the principal-agent dilemma where representati of the organization could be driven by self-interest to make decisions that would benefit themselves at the expense of the organization's members since they possess most if not all the decisive powers. A DAO however, manages the governance relationship by incentivizing all its members to contribute to the development and decision making of the organization through the rewarding of native network tokens For example, members of HyperDAO who work together to improve the protocol's risk management practices would be rewarded with native HDAO tokens. These HDAO tokens allows them to partake in decision making where they can cast votes on other community proposed developments or directions. In essence,members are incentivized to collectively contribute to the protocol as they would be rewarded with more native network tokens and these tokens will be more valuable as the protocol improves Another huge advantage of DeFi is being"permissionless" DeFi users do not need to submit any kind of Know Your Customer(KYC) information or have an acceptable credit score in order to gain access to financial services. This not only allows for complete privacy, but also enables everyone to begin on an equal footing DeFi has also made it permissionless to create. Anyone can create a DeFi application or service and anyone can use them. Users can interact directly with these applications by connecting their crypto wallets DeFi is also"borderless" anyone can have access to DeFi services from anywhere and at any time. This is particularly aligned with the finance movement mentioned earlier about banking the unbanked Most DeFi protocols are open source, which means that their codes are open for everyone to evaluate or even use directly, it encourages creative collaboration where developers can combine different codes rom different protocols together to create potentially better products and services. This culture of sharing and jointly innovating greatly accelerates the growth of the industry. Open source code also offers maximum transparency and is available for anyone to audit. This builds a different kind of trust with users because any interested party can evaluate the code, understand its contracts functionality and find and report bugs on the protocol and even be rewarded for it. All transaction activity is also public for anyone to view so any dubious transactions can be flagged This characteristic of transparency is not at odds with privacy because the wallet addresses are not tied to anyone directly. Instead, they are pseudo-anonymous and only a numerical address is listed; that is, the owners of the address are not publicly known unless the owners themselves publicly share their information. t-global is the world's first comprehensive technology group that proposes blockchain + new technology clusters and implements their applications. The t-global group's business covers the research and development of the underlying technology of the blockchain, the application of blockchain technology, and the blockchain Finance, blockchain mining, blockchain digital currency trading, blockchain education and blockchain derivatives surroundings, etc., headquartered on Fifth Avenue in New York, USA, with branches in Hong Kong, London, New Delhi and Shenzhen . The vision of t-global is to enhance the civilization of the earth through new technologies such as blockchain, so that everyone can show the fullness and joy of life. t-global’s subsidiaries include t mining (distributed in Iran, Russia, and Sichuan, China), t blockchain technology research and development laboratory (co-built with Harvard University, Hong Kong Polytechnic University, etc.), t public chain (the world’s most comprehensive public chain) Chain), t exchange (decentralized exchange), t art auction, etc. The true fund is a star blockchain financial defi product under t-global. It has achieved 80% annualized income for three consecutive years, with a maximum drawdown of less than 2%. In 2021, true will integrate high-quality assets in the market and rely on its own strong technological strength. , Launched the true pro fund. Based on t-globe's strong technological strength and diversified investment portfolio, True Pro will surely deepen the global deployment of defi finance while creating huge investment returns for investors. In order to give back to the majority of users, so that users without strong funds can also experience the charm of defi and enjoy the dividends brought by decentralized finance. Now, you can enjoy the charm of defi financial management for only one dollar. Please download the app for details.
Yolo Rum was founded with a core value of sustainability in mind.Denver, Colorado Apr 22, 2021 (Issuewire.com) - Environmental and social responsibility are at the center of Yolo Rum's sustainable practices. Yolo Rum's dedication to an environmentally friendly production process includes supporting; viable sugar cane farming techniques, utilizing sugar cane by-products to produce a surplus of renewable electrical energy and producing renewable ethanol biofuel. Yolo Rum's distiller has won an international sustainability award, along with receiving a Fair-Trade certification and a Carbon Neutral certification. Social responsibility is paramount to Yolo Rum. An educated population can make better choices for the Earth's health. That is why Yolo Rum supports Cooperative for Education (coeduc.org) a sustainable educational organization that works to break the cycle of poverty for indigenous Mayan school children in Guatemala. Locally, Yolo rum actively supports responsibility.org, which works with parents and teachers in our community to educate and raise children to be good decision-makers. "You only live once, and Yolo Rum aspires to make the world a better place, not just Earth Day, but every day!" Declares Philip Guerin, Founder, and COO of Yolo Rum. Media Contactyolo firstname.lastname@example.org E Colfax Avehttp://yolorum.com Source :Yolo Rum This article was originally published by IssueWire. Read the original article here.
Niche perfume veteran Vicken Arslanian has announced the relaunch of the popular Commodity line of unisex, cruelty-free, artisan-designed fragrances in June of 2021.
ClearVision Institute has just announced the opening of its new eye care facility in South Jordan, UT. The clinic will offer LASIK, laser cataract surgery, and other eye treatments.
3D ceramic material is used in many 3D printing technologies such as powder sintering, paste extrusion, binder jetting, and photo polymerization.
Recent release "Alda and the Magical Blue Dinosaur" from Newman Springs Publishing author Shalandra York is about a little girl named Alda and her friend the magical blue dinosaur. PEARLAND, Texas - April 22, 2021 - (Newswire.com) Shalandra York, a business analyst and mother of five, has completed her new book "Alda and the Magical Blue Dinosaur": a touching story of Alda, a girl who has had a hard time making friends, meeting the magical blue dinosaur, a friend that she explores the magical forest with. Shalandra writes, "This story is to remind us that we don't have to feel alone, that there is a friend out there no matter where you are, no matter how different they are or who they are. There is a friend out there for everyone." Published by Newman Springs Publishing, Shalandra York's touching tale shows readers that even when feeling the loneliest there are friends out there just waiting to be found. Readers who wish to experience this inspiring work can purchase "Alda and the Magical Blue Dinosaurs" at bookstores everywhere, or online at the Apple iBooks Store, Amazon, or Barnes & Noble. For additional information or media inquiries, contact Newman Springs Publishing at 732-243-8512. About Newman Springs Publishing: Newman Springs Publishing is a full-service publishing house for serious authors. Each title produced by Newman Springs Publishing undergoes every step of the professional publishing process, including editing, layout, cover design, circulation, distribution, and publicity. All titles are made available in both eBook and print formats. Newman Springs Publishing distributes to tens of thousands of retail outlets throughout North America and internationally. All manuscripts in any genre are welcome to be submitted for review; If the manuscript meets the necessary criteria and is accepted for publication, Newman Springs Publishing will work closely with the author to bring the book to the retail market for a relatively inexpensive initial investment. Press Release Service by Newswire.com Original Source: Author Shalandra York's New Book 'Alda and the Magical Blue Dinosaur' is the Story of a Little Girl and How She Dealt With the Troubles of Constantly Moving
Funding to accelerate investment in product innovation to help banking finance leaders make better strategic decisions Empyrean Solutions Empyrean Solutions WOBURN, Mass. - April 22, 2021 - (Newswire.com) Empyrean Solutions, a leading provider of asset and liability management and risk and compliance solutions for banks and credit unions, today announced a $74 million minority growth financing led by Spectrum Equity, a leading growth equity firm focused on Internet-enabled software and information services companies, with participation from Information Venture Partners. The investment represents Empyrean's first institutional capital and will accelerate the company's investment in product innovation to help finance leaders make better strategic decisions. Empyrean's software allows banks and credit unions of all sizes to take control of their balance sheet management, scenario planning, and risk analysis in a single software platform. The company offers a host of modules, including asset and liability management, liquidity stress testing, deposit analytics, budgeting, and profitability to provide a centralized view of an institution's financial strength for the broader office of the CFO and key business stakeholders. Led by industry veterans with extensive expertise in financial institution risk management technology, Empyrean has grown rapidly, tripling revenue over the past three years while operating profitably, as leading banks and credit unions have increasingly adopted Empyrean software solutions. "We designed Empyrean to help finance leaders effectively manage balance sheet risks and meet regulatory requirements. As the needs of our customers have evolved, Empyrean has expanded its platform capabilities right alongside them," said Chris Maclin, CEO of Empyrean. "Our new partnership with Spectrum Equity will further our commitment to provide best-in-class risk and balance sheet management solutions and accelerate our investment in product offerings that meet the evolving business and planning needs of financial institution CFOs." Raffi Festekjian, Executive Chairman of Empyrean, added, "Empyrean's success to date has been achieved by combining a modern, intuitive platform that spans all key risk and finance functions, market-leading data processing which enables clients to run scenarios and produce reports in a fraction of the time and effort required on other platforms, and through our track record of continuous product innovation. We are thrilled to partner with Spectrum Equity as they share our vision to accelerate product-led growth over the coming years." Empyrean has powered the balance sheet analysis of over $2 trillion of cumulative customer AUM since its founding in 2010. Jonathan Roberts, Director of Finance at Signature Bank, a longstanding customer said, "Empyrean's platform is highly intuitive and user friendly, enabling us to analyze risk data and make informed financial and business decisions that ensure the health and success of the bank. Their customer support has been outstanding and has allowed us to get the most from the platform's advanced capabilities." Adam Margolin, Managing Director of Spectrum Equity, added, "Empyrean uniquely enables financial institutions to consolidate historically siloed financial and risk management functions and analysis on a single platform, driving strategic insights and significant efficiency and operational gains. We are excited to partner with the Empyrean team as they build a category-defining company with a singular focus on the strategic needs of the financial institution CFO." In conjunction with Spectrum Equity's investment, Adam Margolin and Lauren Shimbo from Spectrum Equity will join Empyrean's board of directors. About Empyrean Solutions Fast and accurate results drive our efforts at Empyrean. Our system was designed and developed by risk and finance practitioners, built with ease of use and speed of calculations as primary considerations for its model. It is the fastest-growing solution in the market today. Banks and credit unions of all sizes turn to us for financial risk & performance management products that help them increase efficiency, reduce operational costs, and more easily manage financial performance. For more information, visit www.empyreansolutions.com. About Spectrum Equity Spectrum Equity is a leading growth equity firm providing capital and strategic support to innovative companies in the information economy. For over 25 years, the firm has partnered with proven entrepreneurs and management teams to build long-term value in market-leading Internet-enabled software and information services companies. The firm is investing its ninth fund with $1.5 billion in limited partner capital. Representative investments include Ancestry, Bats Global Markets, Definitive Healthcare, GoodRx, Grubhub, Lynda.com, Origami Risk, RiskMetrics, SurveyMonkey and Verafin. For more information, including a complete list of portfolio investments, visit www.spectrumequity.com. About Information VP Information Venture Partners is a Toronto-based team of experienced venture capital investors focused on backing the next generation of leaders in B2B FinTech and Enterprise SaaS. Current investments include BigID, Cinchy, Coconut Software, Flybits, Jirav, Knowtions, LendingFront, PostBeyond, Procurify, Q4, Sensibill, Arteria.ai, and Thoughtexchange. For more information, please visit www.informationvp.com. Press Contact News@spectrumequity.com Press Release Service by Newswire.com Original Source: Empyrean Solutions Raises $74 Million Growth Financing Led by Spectrum Equity
A Virtual Event for Creatives Who Want to Help Reshape the Industry SohoMuse SohoMuse is the first-of-its-kind Vertical Social Network for the Creative Industry. NEW YORK - April 22, 2021 - (Newswire.com) SohoMuse, along with Parvati Foundation and Celestino, invite you to the VOICES: Sustainability in Fashion virtual event May 3-6, 2021. Entitled "Fashion and a Healthy Future: Arctic Free", this event is for creatives worldwide who seek ways to make a difference for all life. The fashion industry is the second-largest polluter in the world, second only to the oil industry. Environmental damage is increasing as the industry continues to grow without swiftly changing how fashion is produced and consumed. And meanwhile, our global life support, the Arctic Ocean that governs weather patterns for food and water as well as textile crops everywhere, is under threat. This not only impacts the fashion industry but literally costs lives now. "Fashion and a Healthy Future: Arctic Free" brings these key issues together with a bold new vision for a sustainable world. The creative networking platform SohoMuse unites the international nonprofit Parvati Foundation and award-winning couture label Celestino as producers for this virtual table hosted and moderated by Billboard recording artist and SohoMuse CEO Consuelo Vanderbilt Costin and Daniel Lismore, global fabric sculptor, designer, and campaigner. Join this event with fashion industry leaders, influencers, and subject matter experts on sustainability and creating a healthy future. The discussion highlights the underreported importance of the Arctic Ocean to the future of fashion and all life. This is the first conference allied with Parvati Foundation's new "Arctic Free" campaign to end Arctic Ocean exploitation. Expert panelists include Director of Celestino, Sergio Guadarrama (creator of Billy Porter's iconic 2019 Tony Awards gown upcycled from the "Kinky Boots" closing curtain); Parvati Foundation founder, creative director, and CEO, the musical artist Parvati; image guru to the stars, Montgomery Frazier; and "Orange Is the New Black" actress and sustainability advocate Alysia Reiner. They will lead discussions on a healthy future for everyone: consumers, designers, manufacturers, and the planet. Additional knowledge exchange will come from SohoMuse collaborative partners: scientists and university professors from the Fashion Institute of Technology, Southern Methodist University, Parvati Foundation, and B Lab US & Canada. "Fashion and a Healthy Future: Arctic Free" catalyzes the fashion industry to play a leadership role in protecting seven billion lives with the Arctic Free pledge to keep all Arctic Ocean exploitation, including shipping, out of their supply chain for good, leading to the Marine Arctic Peace Sanctuary, MAPS—the largest protected area in history. Register in advance for this webinar May 3-6, 2021:https://us02web.zoom.us/webinar/register/WN_udQ_CXu1SAiu9cHs-lFsJQ Contact: Ortega Pittman OEP Universal Consulting, LLC email@example.com 610-805-4347 Related Images Daniel Lismore Daniel Lismore is a British fabric sculptor, designer, and campaigner. Consuelo Vanderbilt Costin Consuelo Vanderbilt Costin is an American singer, composer, songwriter, actress, spokesmodel, entrepreneur and philanthropist, also known by the shortened name of Consuelo Costin. She is the Founder and CEO of SohoMuse. Sergio Guadarrama Sergio Guadarrama is the founder and Director of Design at CELESTINO. Established in 2005, the company unites classical couture techniques with innovative concepts, up-cycled luxury fabrics, and unconventional details. Parvati Devi Musician. Author. Yogi. Activist. Creating the largest conservation area in history: the Marine Arctic Peace Sanctuary. Alysia Reiner Alysia Reiner is an American actress and producer. Reiner is best known for playing Natalie \"Fig\" Figueroa in the Netflix comedy-drama series Orange Is the New Black, for which she won a Screen Actors Guild Award for her role in an ensemble cast. Press Release Service by Newswire.com Original Source: SohoMuse Presents VOICES: Sustainability in Fashion May 3-6, 2021 - Produced by Parvati Foundation and Celestino
Yosha Cook & Tisch - Personal Injury Lawyers successfully obtained a $20.3 Million Verdict Against Indianapolis Power & Light $20.3 Million dollar verdict obtained in Indianapolis, IN Newly admitted Trial Lawyer, Brandon Yosha, delivered the opening statement and final argument on damages. INDIANAPOLIS - April 22, 2021 - (Newswire.com) A young trial lawyer admitted in Indiana for only five weeks helped an Indianapolis-based law firm, Yosha Cook & Tisch, obtain a $20.3 Million jury verdict last November. The plaintiff's trial team consisted of veteran lawyers Rich Cook and Louis "Buddy" Yosha and younger, promising trial lawyers Bryan Tisch and Brandon Yosha. Yosha Cook & Tisch represented Wayne Simmons and his wife Amy Simmons against Indianapolis Power & Light. On March 6, 2014, the plaintiff, Wayne Simmons, sustained a near-fatal electric shock injury while working on IPL's Petersburg power plant. Attorney Brandon Yosha delivered the opening statement and final argument on damages. During his closing remarks, Brandon explained to the jury this would be Wayne and Amy's only day in court -- their one shot at justice. Brandon added it would be a grave injustice if these two hard-working, honest Hoosiers were not compensated fully for their suffering the past six years and potentially the next 40 years. Brandon also performed the direct examination of Wayne's spouse, Amy "Jo" Simmons. Amy stuck by her husband's side through it all -- taking Wayne to nearly 302 doctor appointments while serving full-time as a high-ranking Sergeant in the National Guard. Despite being admitted to the Indiana bar for merely five weeks, nationally acclaimed trial lawyer, Nicholas Rowley, had tremendous confidence Brandon could deliver full justice for these two lifelong Hoosiers. Rowley guided Brandon as he prepared for his trial debut. Many consider Rowley as the most accomplished trial lawyer of his generation. Brandon's father, Louis "Buddy" Yosha, also helped Brandon prepare. Notably, Buddy is the only Indiana lawyer listed in every edition of the Best Lawyers in America since first published in 1983 by two Harvard Law professors. While the younger Yosha is off to a good start, he still has a ways to go in filling the enormous footprints his father left behind in the courtroom. In early 2021, the National Trial Lawyers named Brandon one of the Nation's Top 40 Under 40 Trial Lawyers and a Top 100 Personal Injury Lawyer. Related Files Yosha_120920_IL.pdf Press Release Service by Newswire.com Original Source: Lawyer Admitted for Five Weeks Helped Indianapolis Firm Obtain $20M Jury Verdict